It's our priority to help you protect your family and your hard-earned assets by providing you with personal insurance coverage that is tailored to meet your specific needs. By representing many insurance companies, we will be able to find the right company and product for you.
Billmark's Lake Area Insurance Inc. provides the following types of personal insurance protection: Automobile | Homeowners/Property | Recreational Vehicles | Watercraft | Liability
AUTOMOBILE INSURANCE
Personal Auto • Collector Cars • Motor Home • Travel Trailers
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If you own a car, auto insurance is not just an option, it is a legal necessity. If you are involved in an accident or have your car stolen, owning the right kind of auto insurance can help to ease a difficult situation. Available coverages include, liability, personal injury protection, underinsured motorist (UIM), uninsured motorist (UM) collision, comprehensive, and other add on endorsements. Automobile Insurance Resources:
What is covered by a basic auto policy? *
How can I save money? *
What determines the price of my policy? *
On the road again: Classic car owners have special auto insurance needs? *
Wondering how much your car is worth? www.nada.com · www.kbb.com
Wondering about your credit rating? Credit underwriting sites:
www.equifax.com · www.experian.com · www.transunion.com
HOMEOWNERS/PROPERTY INSURANCE
Homeowners • Farms • Seasonal Home • Dwelling • Fire
Landlord • Condo • Mobile Homes • Renters • Flood
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A home is probably the most expensive purchase you will ever make. Homeowner's insurance provides protection against disasters. Your home and personal property are protected from many perils including fire or lightning, windstorm or hail, explosion , riot or civil commotion, aircraft, vehicles, smoke, vandalism, theft, volcanic eruption, falling objects, weight of ice, snow or sleet, accidental discharge or overflow of water or steam, cracking, burning bulging of heating system or AC or hot water heater, sudden and accidental damage from artificially generated electrical current & freezing. There are many other optional coverages you can add. Homeowner's Insurance Resources:
What is a standard homeowners insurance policy? *
Are there different type of policies? *
How do I take a home inventory and why? *
Is Your Home Property Insured? The Three Most Important Questions to Ask Your Insurer *
Where can I get information on inventorying my personal belongings?
*
RECREATIONAL VEHICLES INSURANCE
Snowmobiles • ATVs • Motorcycles
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Recreational vehicle insurance provides coverage for your snowmobile, motorcycle, atv's and other types of recreational vehicles. They can be added to your homeowner's policy but are often written on a separate policy. A recreational vehicle policy is very similar to your auto policy.
Recreational Vehicle Insurance Resources:
Motorcycle Insurance *
I.I.I. Offers tips on motorcycle coverage needs *
Wondering what your recreational vehicle is worth? www.nada.com
WATERCRAFT INSURANCE
Boats • Personal Watercrafts
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The ownership of boats and personal watercrafts/jet skis create exposures to financial loss. Examples of potential losses include collision with a boat or dock, hitting a swimmer, theft from your home or damage while the boat is being trailered. Protection from these exposures is available in a variety of ways from coverages added to a homeowners policy to a boat insurance policy. Typical insurance needs for boatowners include protection for the boat, motor, trailer and equipment as well as watercraft liability, medical expense and uninsured boaters coverage. Watercraft Insurance Resources:
Boat Insurance *
Personal Watercraft *
Wondering what your watercraft is worth? www.nada.com
LIABILITY INSURANCE
Personal Umbrella • Farm Umbrella • Owners Landlords Tenants
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In the "sue-and sue big" world we live in, all of us are vulnerable to involvement in situations where we could be found liable. Just by living, operating a motor vehicle/recreational vehicles, we could become the targets of legal action and face potentially huge judgments in addition to high legal defense cost.
Liability Insurance Resources:
What is an umbrella liability policy? *
Should I purchase an umbrella liability policy? *
* Articles taken from the Insurance Information Institute
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